Asmara R, Hamdani NA, Yuwono M. Analisis Pengguna Shopee Paylaterd dengan Pendekatan Unified Theory Of Acceptance and Use (UTAUT2). JESM [Internet]. 2024 Oct. 31 [cited 2026 May 30];3(02):90-100. Available from: https://www.jurnal.pps.uniga.ac.id/index.php/jurnalmanagement/article/view/417